In the past, people saw it as almost impossible to have social security if they were not part of a company, however, since the first days of this 2021, the panorama grew and it is easier to enter the IMSS as an independent worker.
This new pilot benefit, which took effect in January of this year, It will be tested by the Mexican Institute of Social Security and will seek that family business workers and freelancers can enter the comprehensive Social Security scheme simplified for voluntary incorporation to the Mandatory Regime.
If the registration and enrollment is completed successfully, The beneficiary will have medical, hospital, pharmaceutical and obstetric care, disability, disability and life pension, retirement fund and social benefits, including wakes and daycare centers..
However, benefits in kind will not be provided to the insured or their beneficiaries, during the times and for the following conditions and treatments:
I. Six months:
a) Benign breast tumor.
II. Ten months:
III. One year:
b) Surgery for gynecdotal ailments, except malignant neoplasms of the uterus, ovaries and perineal floor.
c) Surgery for venous insufficiency and varicose veins.
d) Sinus and nose surgery.
e) Varicocele surgery.
f) Hemorrhoidectomy and surgery of rectal fistdas and rectal loss.
g) Tonsillectomy and adenoidectomy.
h) Hernia surgery, except intervertebral disc herniation.
i) Hallux valgus surgery.
j) Strabismus surgery.
IV. Two years:
a) Orthopedic surgery.
In order to register, the person will have to enter the Independent Workers page and have the following documents on hand:
–Unique Population Registry Code (CURP).
–Federal Taxpayer Registry (RFC).
–Social Security number (NSS).
Said data must be entered in the corresponding spaces to start the process. In the next step, The interested party must enter the address where they live, the monthly income of whoever seeks the insurance and the area of work or profession. Upon completion, a capture line will be issued for payment of fees.
There is no fixed fee, since it depends on the area of work and the income received, so the same IMSS portal has a odds calculator to know the amount that will have to be paid each month.
This new benefit is not only for the applicant, since Family members may also be registered, such as spouse or common-law wife, children and parents. With this, all members will be able to count on social security.
A clarification made by the IMSS is that the assurance is per month and the payment is monthly in advance. To have continuity in the insurance, the affiliation and payment process must be carried out every month, for this you must obtain the document for payment, entering the system or going to the Subdelegation.
Finally, a person who has already contributed at some point in their life is also eligible for this pilot program. One of the advantages that this person will have is that the past mandatory scheme will be recognized, as well as the time covered by their previous contributions, in the following way:
– If the interruption in the payment of contributions is not greater than three years, at the time of re-registration, all your quotes will be recognized
– If the interruption exceeds three years, but not six, all previous contributions will be recognized when, from your re-entry, you have covered a minimum of twenty-six weeks of new contributions.
–If reentry occurs after six years of interruption, the contributions previously covered will be credited to you when you gather fifty-two weeks recognized in your new assurance.
In the cases of points 2 and 3, if the insured’s re-entry occurs before the expiration of the period of retention of rights, all his previous contributions will be recognized immediately..